When should you use one? Stopping cheques and other cheque issues Stopping a cheque If you think you made a mistake, for example you wrote the wrong name on your cheque, or you lost it, you can ask your bank to cancel it.
How can you use a cheque? Amount in words When you write the amount in words you need to write the amount in full, followed by the word ONLY - this is to stop anyone amending the amount written on your cheque. Cheque imaging Some banks let you pay in a cheque using their mobile banking app by taking a photo of the cheque and submitting some details.
It is a criminal offence to hand over a cheque knowing it will bounce or with the intention of cancelling it.
Remember to keep the cheque stub that contains the cheque details and reference. This means you will be able to access your funds in just two working days instead of six.
Introducing Mobile Cheque Deposit You can now pay in cheques by taking a picture using the HSBC UK Mobile Banking App Paperless transaction An image of a paid in cheque will be taken, this image is the form of communication banks will use to transfer cheque information between themselves, instead of the physical paper cheques previously used Faster cheque clearance Sterling cheques that are imaged will clear faster than they do today Access funds within 2 days This means you will be able to access your funds within two working days instead of six What does this mean?